Terms - LaBroi Insurance Group | Insurance | Annuities Specialists | Living Benefits | Debt Elimination | Wealth Management | Washington DC, MD, VA & Atlanta
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Please read the following legal notices carefully. Your use of this web site constitutes your agreement with the terms and conditions set forth below. These terms and conditions may be changed or updated at any time. You are responsible for reviewing them periodically for current information. Additional legal notices regarding specific products, services, as well as conditions, restrictions or disclosures may be described on “subsites” within LaBroi Insurance Group’s main web site.





The Human Equity Line of Credit logo is a registered trademark of Steven E. LaBroi. All other trademarks, service marks, trade names, logos and icons, registered or not, are the property of The LaBroi Insurance Group or third parties which may be indicated. Other materials, including video, sound recordings and images, on this web site are a copyright of or proprietary to The LaBroi Insurance Group or are used with the consent of the owner. The contents of this site are protected by copyright, trademark or other intellectual property laws of the U.S. or in some instances, foreign laws. Unauthorized use may violate copyright, trademark and other laws.


You may copy or print materials of The LaBroi Insurance Group from this site limited solely for your noncommercial, personal use unless otherwise indicated. You must retain any and all proprietary or copyright notices. You may not copy, transmit, distribute, modify, publicly perform, reuse, sell, or display any of the contents of this web site for any public or commercial purpose except with the prior written consent of The LaBroi Insurance Group or the owners of the materials. You may not use the contents in any other web site or in a network computer environment.





Links from this site to a non- LaBroi insurance Group site may be provided for users’ convenience only. The LaBroi Insurance Group does not control or review these sites nor does the provision of any link imply an endorsement or association of such non-LaBroi Insurance Group sites. The LaBroi Insurance Group is not responsible for and makes no representation or warranty regarding the contents, completeness or accuracy or security of any materials on such sites. If you decide to access such non- LaBroi Insurance Group sites, you do so at your own risk.





The materials and services on this web site are provided “as is” and for information purposes only. The LaBroi Insurance Group makes no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. The LaBroi Insurance Group disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability or fitness for a particular purpose or non-infringement of other’s rights. The LaBroi Insurance Group does not warrant that the web site will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code. The LaBroi insurance Group makes no representation or warranty that all products and services are available in all locations.


The information contained in this site presents only a general description of insurance coverage and strategies you might purchase. The precise coverage provided to you by any insurer is subject to the terms and conditions of the insurance policy as issued. The insurance policy purchased, and not the general information in this site, forms the contract between you (the insured) and the insurance company (the insurer). If you have any questions, please contact The LaBroi Insurance Group to obtain advice from one of our licensed professionals before making any coverage decision.


Limitation of Liability


In no event shall the LaBroi Insurance Group be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your use of or inability to use this web site or the materials or services provided on this web site or the products or services received from this web site. Exemptions of implied warranties may not be allowed in all jurisdictions.


Governing Laws/Severability of Provisions


This web site and the agreement shall be governed by the laws of the Washington, DC without giving effect to any principles of conflict of laws. If any provision or provisions of this agreement shall be held to be invalid, illegal or unenforceable, the validity, legality or enforceability of the remaining provisions shall not in any way be affected or be impaired thereby. You agree that any dispute between you and The LaBroi Insurance Group arising from your use of this web site shall be brought exclusively in the state or federal courts of competent jurisdiction in Washington, DC.